Talk of The Villages Florida - View Single Post - Money market/savings interest rates
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Old 04-09-2024, 10:21 AM
Albany Albany is offline
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Default vanguard money market account

Quote:
Originally Posted by retiredguy123 View Post
Forget about banks and credit unions for savings accounts. Open a Vanguard Cash Reserves Federal Money Market account. The current yield is 5.28 percent. Fidelity has a similar fund that yields 4.98 percent. You can even get checks if you want. I never rely on banks for income.
I've had this account for years, the interest is always great. I can write checks out of it if they are for at least $250.00. It works just fine, big stuff out of the money market, little stuff out of my free checking at Citizens First, and I have a credit union account too that also offers free checking.