I had a generator up north and decided to give it away when I moved south. My thinking was underground service should be reliable. I was in a different community when IRMA passed over and lost power for 2 days. Underground service was not the problem. Transformers can fail and it takes time to replace them. In retrospect, it was still a good decision to leave the generator up north. Gas generators make a lot of noise and that is a problem with homes packed close together. I thought about getting a solar generator. Totally quiet and lasts for hours depending on the load.
I had an A/C already installed in my lanai for my first Florida house. I had water leak problems around the A/C and had to remove it. My current house in TV has a mini-split on the lanai and it works great.
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