The scam: the cashier's check. A real cashier's check is a check someone paid for in advance. So you think "hey - I need to get my money back, and I have this check, so I'll deposit it back into my account." Except it's not your check, it's most likely not a valid check at all. When the bank tries to process it, it pings the criminal and lets them know they got a hit. And now the fraudsters have your bank info. They sent it to you, with your name and address on the return, so they know you exist already.
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