Quote:
Originally Posted by retiredguy123
Collision and comprehensive insurance are not required in Florida. But, damage from a golf ball would be covered by comprehensive insurance, less the deductible. Most vehicle owners have this type of insurance.
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So, if your golf ball hits my car and dents it or breaks a window, doing, say, $800 in damage, and my car insurance has a $500 deductible, I’m supposed to cheerfully pay that $500 out of my pocket and have my car insurance rate raised or have the policy even cancelled because you can’t keep your balls where they belong? It seems to me that the golfer should bear moral responsibility, even if not legal responsibility, and cover the cost out of pocket.