As far as bonds go, if you are earning more from interest on capital you could pay it off with, keep the bond payments. If not, pay it off.
The same if cash rich from a house sale. Take a mortgage when buying the next property, if you can earn more investing proceeds.
If you sell with no bond, it's obvious it is a great selling point, and a better deal for the buyer.
Never listen to vested interests, they are looking for their best deal, just the same as you.
It really is as simple as that.
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