Talk of The Villages Florida - View Single Post - Villages q1 2024 market update
View Single Post
 
Old 04-21-2024, 09:21 AM
Normal's Avatar
Normal Normal is offline
Sage
Join Date: Jun 2021
Location: Earth
Posts: 2,510
Thanks: 5,395
Thanked 1,857 Times in 902 Posts
Default

Quote:
Originally Posted by VApeople View Post
Yeah, that is what we did.

We closed on our house in 2016. The interest on our bond was 6% and our savings account earned 1%.

So we paid off the bond.
Every case is so different. If you closed on a new house in 2020 or 21 you hit the perfect wave. Your bond was in the 20-35k range at 3% interest, while your income on investments etc is hitting 8-10% annually. It would be a very poor financial decision to pay off the bond.
__________________
Everywhere

.. though we cannot, while we feel deeply, reason shrewdly, yet I doubt if, except when we feel deeply, we can ever comprehend fully."—Ruskin

Borta bra men hemma bäst