[Shipping up to Boston]

Originally Posted by blueash

Help me out. If SF sold you a one year homeowner's policy in April, accepted payment and issued the policy... How can they a few weeks later cancel it. Isn't a contract binding on both parties? Is there some fine print allowing the insurance company to back out for any reason they like?

SF certainly knew the age of your home when they issued the policy. They certainly had the opportunity to ask or even did ask the age of the roof. They agreed to cover your home. IANAL, I need somebody to explain this.

I would understand if they said that based on the age of your roof they will not renew your policy, but I don't understand how they can just cancel if you didn't lie about anything.

Agree....some key detail is missing from OP post