Why do people keep on using the roofs claims as the main reason for our insurance cost . The 3 highest states for property claims are California , Texas and Florida ,they are also the 3 states with the most natural disasters . There is nothing that’s ever going to change that fact and as we warm up .it’s going to get worse .You can whine all you want about insurance but people are still moving here because it’s still cheaper then many of the places people are coming from , one example is ,did you come from a state with state taxes if you did compare that to your higher insurance rates and see what you actually save and how about us New England people , what’s your savings on heating compared to the uptick in your insurance? I am not as concerned about the uptick in insurance as I am in getting it ,, but as we get hit with more natural disasters I’m sure they’ll be a fix found because if not the state will just be left with gators and the love bugs and that’s not going to happen
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