For what it’s worth: I am frequently in Europe for work and use nearly no cash. Of course I have some, but everywhere I frequent accepts tap to pay - which means I typically use Apple Pay, but any tap enabled card will work. Obviously in those places a chip enabled card would work as well used conventionally. My go to card is my credit union Visa/debit. I use only for travel there and keep a limited amount of cash in the account and pull cash from an ATM there if necessary. My credit card of choice would be my Chase Sapphire as there is no foreign transaction fee. Incidentally if you choose the card route primarily, always select to pay in Euros and not USD’s as you will get your bank exchange rate vs the merchant’s. Works like a charm.
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