The Villages offered wood frame with stucco up until about 1998 when they discontinued this construction. We built in 1998 and were seriously considering wood frame/stucco as it gave the additional interior space with good outside cover. When we came to build we were informed that the wood frame/stucco was no longer an option. I could be that there is more movement with a wood frame home which caused cracking to the stucco. I had a block/stucco home in Minnesota that cracked but was easily patched and was not a big problem. If you find a home built with wood frame/stucco, it has to be 25 plus years old.
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