Talk of The Villages Florida - View Single Post - Uninsured Motorist Auto Coverage
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Old 05-04-2024, 07:37 AM
Marine1974 Marine1974 is offline
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Quote:
Originally Posted by n8xwb View Post
I agree (and do not carry uninsured/underinsured motorist coverage). I do believe, however, that if you check, you will find that if you were seriously injured and you carried said coverage you can sue for damages other than purely medical reimbursement AND since the other motorist has no coverage, your own insurance will pay -- hence you would be in fact suing yourself (successfully) for additional monetary compensation.
Keep in mind your health insurance that paid for your treatment will put a lien on your settlement to get reimbursed usually at full price. Plus what about passengers in your car your driving if they are injured, killed or permanently disabled?