Quote:
Originally Posted by Marine1974
Keep in mind your health insurance that paid for your treatment will put a lien on your settlement to get reimbursed usually at full price. Plus what about passengers in your car your driving if they are injured, killed or permanently disabled?
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Not sure I understand. If you don't have any UM coverage, there will be no UM settlement. So, your health insurance will pay for your medical treatment. To me, that is an advantage of not having UM insurance. Who wants to deal with their auto insurance company for medical treatment if you already have health insurance?
You are correct that passengers are covered if you have UM insurance. But, I expect my passengers to have health insurance like I do.