Quote:
Originally Posted by Michael G.
Are you over paying for uninsured motorist coverage on your auto insurance when you Medical Advantage Insurance plan covers you in a auto accident?
|
Your heath insurance will not pay for the damage to your vehicle or property.
If your $50,000 vehicle is totaled by an uninsured motorist, there is less than a 1% chance you’ll be able to recover ANY money from him directly. Even if you get a judgment and garnish his wages (If he has wages) you won’t get the whole $50,000 back in your lifetime.
Yes, you need uninsured motorist coverage.