Quote:
Originally Posted by NachoMama
Your heath insurance will not pay for the damage to your vehicle or property.
If your $50,000 vehicle is totaled by an uninsured motorist, there is less than a 1% chance you’ll be able to recover ANY money from him directly. Even if you get a judgment and garnish his wages (If he has wages) you won’t get the whole $50,000 back in your lifetime.
Yes, you need uninsured motorist coverage.
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Your vehicle is covered by your collision insurance, not UM insurance.