Quote:
Originally Posted by NachoMama
If I had to sue the insurance company (I would be suing the insurance company, not myself) I would much rather get 70% of $300,000 - which would be a net $210,000 - than to have chosen ahead of time to get ZERO.
My auto agent can tell dozens of stories about people who were in accidents, and the claim adjusters paid them a fair amount from the uninsured motorist coverage without the need to involve lawyers..
|
According to my agent, their company would not pay for expenses beyond normal medical treatment unless I hired an attorney and sued them. My main point is that UM insurance is primarily designed to cover normal medical treatment that is already covered by my health insurance policy. Most UM claims will pay for the medical bills for people who have inadequate health insurance. I don't have inadequate health insurance.