Talk of The Villages Florida - View Single Post - Uninsured Motorist Auto Coverage
Thread: Uninsured Motorist Auto Coverage
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Old 05-05-2024, 07:54 AM
retiredguy123 retiredguy123 is offline
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Originally Posted by Marine1974 View Post
The healthcare facilities ask is this injury the result of an automobile accident or work related injury. There is a reason they ask this . Why would your health insurer pay for your injury when another party is at fault?
They ask so they can attach a lien on any UM payouts, and, sometimes, they are required to actually get approval to treat you if you have UM coverage. But, if you don't have UM coverage, your health insurance is required to pay for your treatment. Health insurance coverage has nothing to do with who was at fault. Why should they pay to treat a person who is 100 pounds overweight, eats at McDonald's every day, and smokes cigarettes?