Talk of The Villages Florida - View Single Post - Uninsured Motorist Auto Coverage
Thread: Uninsured Motorist Auto Coverage
View Single Post
 
Old 05-05-2024, 10:55 AM
retiredguy123 retiredguy123 is offline
Sage
Join Date: Feb 2016
Posts: 17,518
Thanks: 3,069
Thanked 16,698 Times in 6,602 Posts
Default
Quote:
Originally Posted by bimmertl View Post
They ask those questions to know if auto PIP applies or workers comp applies. Every auto policy issued in Florida is required to have 10K in first party med bills coverage (PIP). It's primary coverage ahead of Medicare and so is workers comp coverage.

Health care providers have no clue who is at fault in accident let alone if the at fault driver has any insurance. Heck, they don't even know if the patient has any health care insurance.

They need approval to treat a patient if he has UM coverage? You can't possibly believe that.
Is it true that most UM claim payments are for medical bills that the injured person cannot afford because of unsufficient health insurance, and not for "pain and suffering" or long term care? I'm just curious because that data is not readily available.