My homeowners with progressive was renewed with $280 increase. $190 due to the state increase allowed and the rest to increase the coverage of the dwelling about $30k. But, now we have a deductible on our roof. No more full replacement unless from a hurricane or other major loss which also has a deductible. You only have one 2% deductible, roof or hurricane besides the regular $2,500 deductible. So at the end of the day I’m not happy, and I would have rather a prorated deductible but it’s probably what we need to manage all the roofing fraud. My cost is $1400 for a 2600 sq ft home circa 2016. You can opt out of the roof deductible but then you pay a crazy higher rate.
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