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Originally Posted by golfnut
784, You definitely want Sink Hole coverage, to me seems a little extreme, anyone ever see a sink hole problem that was not adjacent to a retention pond. Might be nice to see a poll regarding how many Villagers have sink hole coverage....GN
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A few years ago their was considerable activity in Vila St. Simon that would indicate sink hole problems. Numerous concrete trucks coming and going and concrete pumps with high pressure hoses leading to driveways and back yards. Some streets were closed. Vila St. Simon is surrounded by a golf course but it included properties in the interior.
Sink hole problems are not only a Villages problem. They are a Central Florida problem. They are exacerbated by excavating the top layers to provide for retention/detention ponds and hills and valleys to make the golf courses less boring. We sit on limestone deposits. When the water table gets too low and top layers of soil have been skimmed off, it permits seepage to accelerate and pretty soon it's like taking the plug out of the bath tub.
Sink holes are a risk that can be insured against. It is an individual decision. However, if your agent recommends it, consider it thoughtfully. Don't assume he/she is jacking up the premium to increase his/her commission. I'll bet the agent has sink hole coverage. I certainly do.