When pool was installed, electrician strongly recommended a surge protector.
They didn’t install so no up selling on their part.
Their recommendation was not to use a surge protector that installed in fuse box, but one that would cover lines into house, and line for pool. We went with Seco their protector would cover both house and pool. We also have separate protectors on electronics. 10 year warranty, that hopefully I won’t have to use.
At our previous house lighting struck 4 houses down, traveling underground, killing our irrigation, and refrigerator. We were on vaca, so all other appliances were unplugged. Would a protector helped in this situation, no idea.
But for $349 and free install, from Seco, it’s less money then I spend on coffee.
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Do not worry about things you can not change 
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