Further to my Post # 3 and VT post #7, Surplus Lines Insurer may be the loophole that the Scammers are exploiting. Skylight Roofing what is your information on this since you made the original statements about scamming still happening for Roofs.
Definitions follow from Google:
Florida Office of Insurance Regulation
Definitions - Florida Office of Insurance Regulation
Surplus Lines – As used herein, “Surplus Lines” insurer is an unauthorized insurer that has been made eligible by the Office of Insurance Regulation to write certain property and casualty insurance business not written by an admitted/authorized insurer.
FSLSO
Surplus Lines Insurance - FSLSO
Surplus lines insurance is coverage for specific risks that the standard or admitted market is either unable or unwilling to cover. While the admitted market is where most consumers find coverage, the surplus lines market is vital as a supplement for those consumers and businesses that cannot find coverage otherwise.
Quote:
Originally Posted by ton80
Florida's Senate Bill 2-A, signed into law by Governor Ron DeSantis on December 16, 2022, prohibits property owners from assigning their insurance benefits to third parties for work done on their property after January 1, 2023. This means that property owners are responsible for all claim activity, from submission to payment.
Were your customers scammed before Jan 1 2023? Do you believe that the new law is/will be effective to eliminate AOB scamming?
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