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Old 05-27-2024, 08:23 AM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by Bradley60 View Post
If you move money from an annuity to a T-bill or CD, do you have to pay taxes on the money when you move it?
Lots of variables. But, generally, if you funded the annuity with non-tax deferred money, when you cash out the annuity, you will owe income tax on the earnings you made, but not the principal that you deposited. Moving it to a T-bill or CD doesn't change anything. If you funded the annuity with tax deferred money (401K or IRA), you can transfer the money into another tax deferred account and delay the tax.