Quote:
Originally Posted by rjm1cc
If your home is destroyed you are covered. If a whole opens up in your yard and your home is livable you are only covered if you buy a supplemental policy.
I would avoid living close to ponds as the weight of the water and a slow leak could cause a sink hole.
I would skip the supplemental insurance as long as the area I was in did not have a history of sinkholes.
|
Note that sinkhole insurance will only cover damage to your house. It will not cover damage to your yard, driveway, sidewalk, pool, or anything else outside the perimeter of your house. So, if there is a 10 foot hole in your driveway, but your house foundation is not damaged, you are not covered by either sinkhole or catastrophic ground collapse insurance.