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Old 06-01-2024, 05:19 PM
manaboutown manaboutown is offline
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Originally Posted by Robbb View Post
Yea with the poor long term return of the Boglehead stragety I'm not convinced thats the right way to go either. Vanguard pushes at least 30+ in international funds and also a high % in bond funds, neither of these have performed well over the past 10 years. Total Bond market funds are down 12% over the past 10 years and international funds are up just 16% over 10 years.
I am not a Boglehead but put my toe in the water many years ago with a little VFIAX. It has grown satisfactorily. In 2022 and 2023 I sold some commercial real estate where most of my net worth remains and had to put the money somewhere. 60% net after taxes went into 6 month T-bills which when they mature I replace with new ones. I bought some VOO, VGT, SCHD and a closed end fund I have owned for dividends many years, RVT. I also bought some MLPs. The rest on the equity side I put into individual stocks, some for dividends and some for growth. Most have done OK. I bought some (for now) losers of course. Thankfully I bought some NVDA at about $183/share. Luck does play a role IMHO!
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