Quote:
Originally Posted by Topspinmo
At time my metal roof on 2400 square foot house was 14K compared 10K for shingles. Actually my insurance when down cause metal roof last 50 plus years under normal circumstances.
I can tell you beings came from okieland where the have REAL hail storms. After replacing 3 roofs I put metal roof on. Golfball size hail don’t even put scratch. Baseball size will leave small to medium dent depending on angle struck. I found it funny that peas size hail started all the roofing scams in villages when most of villages didn’t get the hail. IMO most tropical storms around here are abnormal windy day in okieland.
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Ain't that the truth! I had a tornado rip off half my roof in Tulsa once. Allstate replaced half my roof. I went though two cat-5 hurricanes and a flood in Houston, in an ordinary brick ranch house, and the only damage was when Rita pushed over part of my privacy fence. And yet, my insurance was a quarter of the cost for a smaller house in Florida, built to 130mph standards, in a place that has never had a hurricane.
But then, in Texas and Oklahoma, nobody expects their insurance company to buy them a new roof every 10 years, and no insurance company is dumb enough to sell "full replacement" polices that apparently include a "must pay scammers" clause.
What makes me mad is that I've never scammed an insurance company, or even filed a claim, since that one tornado, 40 years ago. But now I'm supposed to pay for all those free roofs. Why don't they just raise the rates on all those crooks who stole a roof from their insurance company, and leave the rest of us alone?