[villagetinker]

I believe that some of the online golf cart carry adjustable steering columns, and I have seen these on several golf carts, so what you are looking for is available. I believe your major problem will be getting someone to install. I have no idea if these are considered DIY or require professional installation. I MIGHT consider a DIY project, but I would really need to see what I was getting into.
IMHO, I would search the internet for golf cart accessories, find a couple of stores that sell these and call to find out what is involved. I have done this exact work (replaced steering column) in my '66 mustang, but never in a golf cart, so I am not familiar with the mounting of the steering column. The kits should have all of these problems solved and you will "just" need some one with the mechanical ability to remove the old and install the new one.
Of course, your other option would be to start calling around to the local (and outside the bubble) golf cart stores and see if they have any with this option and trade to buy a new cart.

I entered the search string "golf cart tilt steering column" and found a few possibilities, but since i have NO idea of your cart that is as far as I could go.