Quote:
Originally Posted by JamesR
I am thinking about buying a patio villa with a 12-year-old roof. I have not contacted any insurance companies yet to determine if the age of the roof will be an issue. Could any current homeowner tell me, based on their own experience, if they have run into issues getting insurance on a house with a 12-year-old roof?
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I have a 2007 Ranch style home with the original roof. Every year or two, I switch insurance companies. This past year, State Farm was the lowest price and they requested a 4 point inspection. It costs $150 but upon further negotiations, they agreed to pay. The inspection report indicated an expected life of 5-7 years, so State Farm wrote the policy, which is $815/year.