1. I don't pay anything to withdraw my money from an ATM.
2. I rarely pay a fee to use a credit card because most retailers will accept a credit card with no fee. But I will pay a fee to a contractor if it is for a large purchase.
3. I only use cash in a restaurant.
4. If a retailer requires a fee to use a credit card, in most cases, I will opt to pay cash instead.
5. I never use a debit card for any purchases.
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