Credit cards are easy and convenient, the problem is they’re too convenient and many people find themselves with large monthly balances that they cannot payoff in one payment. These people find that convenance come at a cost with interest charges. Cash keep these people out of trouble, the major problem with cash is change and what I’m talking about is pennies, nickels, dimes and quarters. I probably have enough coins in my house to build a battleship. I use both cash and credit cards.
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