Quote:
Originally Posted by Toymeister
I get 2.5% cash on every purchase, not just some categories not just some months. 2.5% every month on everything. So the surcharges are easier to swallow.
Alliant Credit union, everyone can join.
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Our Fidelity Rewards+ card gives us back 3% back on all CC purchases, and first year had no monthly finance charge to carry a balance. Eventually paid off balance that first year to take advantage of that 1st year of no finance charges on balances.
Paid card a certain amount each month for first year.
That said, have no problem paying that 2-3% fee some restaurants or businesses charge.
Other alternative is for restaurants and businesses to increase prices or offer discounts for cash payments.
Our monthly payments are made automatically from an investment account that is currently paying us annualized 5.2% interest. Account interest adjusts each week, but has been averaging above annualized 5% for past two years. Ask your advisor about 7-day money market funds that pay that rate for deposits.