Talk of The Villages Florida - View Single Post - Cash or Credit
Thread: Cash or Credit
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Old 06-07-2024, 08:34 AM
retiredguy123 retiredguy123 is online now
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Originally Posted by Shipping up to Boston View Post
How many times have you been ‘compromised’...using cash?

CC/Debit card security is a daily struggle. Skimmers are placed at gas stations, grocery and retail checkout pads constantly across the nation. Consumers regularly and voluntarily place food and goods/services orders over the phone .....routinely giving up all the pertinent info needed to open themselves up to fraud. So if 2-3% back is the nominal price most will levy against their personal privacy and protection.....enjoy the journey. As I said earlier and as one that practices it daily, cash....wherever and whenever possible!
Many posters on this website have been compromised by paying cash or check to a contractor, who disappeared or refused to correct a defective installation. But any money lost by fraud when using a credit card can be recovered by disputing the charge with your bank. I will gladly pay a 3 percent charge to a contractor or other merchant when making a large purchase. If you pay in cash, they can disappear, and your money is lost. But, if you use a credit card, you can often recover the money. It really depends on what type of purchase you are making.