North of 466, and to some extent north of 466A, there is no bond to worry about on the property. Def south of 44 all homes have bonds to pay also, plus you'll either be in Wildwood or Lady Lake jurisdiction and have to pay city tax in addition to county tax. Amenities like shopping, grocery, and restaurants will be slow to come way south because entities wait until there is sufficient population to support them investing themselves. The amenities like golf, rec centers, etc., will be in place when they start selling homes. If you want mature landscaping and areas with good growth of community landscaping you'll want to consider north of 44. South you'll have far less large mature landscaping and a lot of new homes will have very basic landscaping, which will be an additional cost to you if you want to upgrade. I live near Spanish Springs and have every shopping entity I need within a 10 minute golf cart ride, with grocery, pharmacy, and restaurants within 3-4 mins by golf cart. You'll find the majority of golf courses north of 44 also if golf is a strong interest of yours. Same for entertainment venues. The reason to move south is because you just want a new home...otherwise consider looking in the more mature areas north of 466A. As far as meeting people and gaining friends, I think anywhere you move in The Villages you'll find people you can associate with...we're all very friendly here for the most part.
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