I keep my accounts at three separate brokerages one of which is Vanguard. The other two each arbitrarily assigned an advisor to my account. I never consult with them as I do not want to pay exorbitant AUM fees for advice I do not want or need but they are there for whenever a glitch of some sort occurs. If I ever feel I need an advisor I will find and use a fee-only one whom I can pay on an hourly basis.
As another poster did hereinabove I shall recommend a couple good reads. I think the OP will find, as will most folks, that indexing is the way to go, especially if you want to invest it and forget it except for a review a couple times a year.
"Winning the Loser's Game" by Charles B. Ellis and "The Four Pillars of Investing" by William J. Bernstein are the books.
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