However, there are people who have no idea how to invest nor manage money. They are not interested in it, and are not numerically oriented.
We don't know how much money you have or need, but it's all about your lifestyle matching your monetary resources. A mismatch can be disastrous in one way, and very unsatisfying in the other direction. . . I would recommend interviewing independent CFPs, and asking questions about their costs, and their general strategies for people in your situation. .
Beware of annuities sales pitches, as well as all equity investments without any bond components. . . and remember that its all about after tax cash, never about total dollars or value in any one account.
good luck
|