Do it yourself, but you should have asked this question decades ago. I read investment books everyday, there is always something to learn.
Never go with an annuity, you won’t experience the real gains and the costs are very high.
But you can’t throw a dart at a board of stocks symbols and expect to make a fortune. Decades ago, I bought subscriptions to Morningstar, motley fool, and somebody else to deep dive into why they were recommending certain stocks and funds. That was invaluable since, and I haven’t subscribed to any of these for decades.
I have a set of index funds and etfs that when I’m in the market, make me 20-35% over and over again for the past 2 decades. Plus a few stocks that have been very good for decades.
Learn to be a boglehead!
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