I like CUs. I have like both Fairwinds & Navy Federal but you still must have a military connection or a family member who is a NFCU member to become a NFCU member.
Also, if you want to do the easiest transactions in person with your own credit union back home but at a branch wherever you are, check if your northern CU participates in “shared branches.” “Shared branches” means you can transact most business inside any participating shared branch if you have an account at another CU in the system—make deposits, take withdrawals, get travelers or cashiers checks fee free, make loan payments, etc. Every shared branch is almost the same as if your CU owned that branch. But “Shared branch” is a network each must choose to belong or not.
And some CUs make (fee free) digital “external transfers” & some don’t.
NFCU does NOT do either. Fairwinds CU does both.
Fairwinds is affiliated with Univ of Central Florida/Orlando with its 69k students & 13k staff so Fairwinds has many branches & services around Orlando for their members. Many CUs have dropped their membership requirements because laws changed so they dont have to be restrictive any more. Fairwinds CU has no membership restrictions & accounts can be opened completely online.
|