The OP did not say where he resides in CA. Housing costs vary widely depending on location, (Holmby Hills vs Palmdale) but taxes and the price of gasoline there are onerous. The Villages is pricier than most of the communities surrounding it but you will not be paying $5 - $7 for a gallon of gasoline here or 14.4% top state income tax bracket- yet.
Of course the nicest parts of South Florida such as Palm Beach are quite pricey.
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