Quote:
Originally Posted by Badger 2006
I have Florida Blue Advantage PPO and referrals are not needed for In-Network (Less expensive) or Out-of-Network (More expensive). There can be significant differences between HMO and PPO Advantage Plans.
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Yeah that's what I thought. Maybe certain procedures need pre-approvals, but as far as I could tell, Advantage PPOs work just like other normal PPOs outside the Medicare system, but come with more perks (like gym memberships and allowance toward eyeglass costs) because they're Advantage.