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Originally Posted by Dusty_Star
Some say that Medicare Advantage is a failed experiment. Patients get delayed & denied care, the taxpayers are paying mightily for the winners: the insurance company executives. They also say it should be discontinued or dramatically reformed.
MA was sold heavily to Congress by insurance company lobbyists on the basis that it would save money over traditional Medicare.
Is Medicare Advantage a Failed Experiment? Experts Debate - MedCity News |
We have had Medicare Advantage plans since we retired over ten years ago. We have used UHC except for one year when we had Aetna, which was pretty good too.We are happy with the plans especially this current one. We have both worked for companies that offered excellent medical insurance and this UHC advantage plan surpasses those employer plans.
Perhaps Advantage plans do not address the needs of people who need expensive medications or have medical conditions that are expensive to deal with.
If you are pretty healthy Advantage plans can work for you. I use Latanoprost eye drops for glaucoma which have a $0 copay. I do not use any other prescription meds. All of my surgeries & hospital bills have been covered. I pay a low co-pay for doctor visits but my PCP is $0 no matter how many times I see her. Gym memberships are $0. There are other freebies. I can't complain.