Quote:
Originally Posted by Mrprez
Medigap is not Medicare. I am talking about the often repeated misinformation that once on MA, you can’t go back to Medicare. Patently false. Medigap is a whole other subject.
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Wrong...
Quote:
Originally Posted by Mrprez
Again, you are talking about Medigap. I am talking about Medicare. Huge difference.
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And wrong again...
No one is confusing a Medigap policy with a Medicare Advantage Plan (except for you...)
If you choose a Medicare Advantage Plan, yes, you can switch to regular Medicare (with no penalty), BUT ONLY WITHIN THE FIRST THREE MONTS OF YOUR INITIAL ENROLLMENT.
After that tine period, if you want to switch back the regular Medicare, YOU MUST go thru an underwriting process... PERIOD.