[Stu from NYC]

Originally Posted by golfing eagles

Good post and 99% accurate. However, the IRMA "look back" at tax returns is 2 years, not 1. My wife worked right up to age 65 and was stuck paying double for those 2 years. What's even worse, even though she chose an advantage plan and therefore no part D coverage, the law required her to pay IRMA on part D----not a part D premium, just the IRMA. Just another example of Robin Hood wealth redistribution----well-hidden just like these "dual coverage" advantage plans that forgive the part B premiums and pay for groceries, utilities and rent-----punishing the successful and those that planned ahead by handing it over to others who suck off the gov't teat.

True. We used to be a very independent people.