Husband hit by golf ball
A couple of years ago, my husband was standing in the back year when a guest of a resident was playing golf and his ball hit my husband on the side of the head. One ambulance ride to the hospital, a CT scan and four staples later he was released. Medicare and BC/BS paid all medical bills except ambulance bill. After several unsuccessful appeals to Medicare and months later, my husband contacted the guest, who lived in another state ( just to settle the ambulance bill). However, the fellow turned it in to his insurance company.
The agent called and offered a several thousand dollar settlement in exchange for a release of liability.
Courts have ruled that an errant ball is considered a "tresspass". Think about it - if you build a house on a curve and a driver plows through it - is it your fault? If you live by an airport and a plane crashes through your roof - your fault? I guess you guys never paid for a neighbor's broken window while playing backyard baseball. My parents taught me to be responsible for my own actions -it has served me well over the years. " I did it - I own it".
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