Many people talking about lightning strikes saying the odds are low, it won't happen to me, it won't be that bad, my home insurance will cover it, an LPS is expensive and won't prevent a strike anyway, etc.
Here's another way to think about it.
I have paid tens of thousands of dollars for homeowners insurance over the years and made only one claim. It was about 30 years ago and it was for damage from a lightning strike.
I have paid tens of thousands of dollars for car insurance over the years and can remember only two claims and one of those was for a broken windshield.
I have paid tens of thousands of dollars for health insurance over the years and other than regular doctor and dentist visits I have used very little of that.
A one-time $3,000 investment for an LPS to minimize the chance of being displaced by significant lightning damage seems like a much better deal than any of the other insurances I buy.
(DISCLAIMER: I do not actually have an LPS - I need to do something about that)
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Why do people insist on making claims without looking them up first, do they really think no one will check? Proof by emphatic assertion rarely works.
Confirmation bias is real; I can find any number of articles that say so.
Victor, NY - Randallstown, MD - Yakima, WA - Stevensville, MD - Village of Hillsborough
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