Quote:
Originally Posted by susankchittum@gmail.com
Our villa in Dunedin was struck by lightning 3 years ago, made a shoebox-size hole in the roof. We were out of state, our neighbor called us, my husband flew in the next day, and the following day a roofer was out to assess the damage and cover the roof until repairs could be made. An electrician came out the same day to replace the thermostat and get the a/c running again. We had NO problem getting contractors to respond in an emergency.
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I'm glad that all worked out for you. So, clean-up, tarp on the roof, whatever is needed to stabilize the home is done immediately by your insurance company. The strike in Fenney last year was like yours, minor damage to the structure but a lot of damage to the HVAC and electronics in the home. Fire department tarped the small hole in the roof and the homeowner got everything repaired in a couple of weeks time.
I was addressing situations where the home has major damage like the one recently in Charlotte or if the home burns down to the ground. Construction of that magnitude takes time to settle with your insurance company and you need to engage many construction trades to repair your home. As mentioned, speaking first hand to some people here in the Villages who have had significant damage, it can take up to a year to repair everything and get back into the home.