The electrical code now requires surge protection in new homes that is intended to protect surges induced into the house wiring by a nearby lightening strike or generated inside the home. The Villages is installing this via a "Class 2" device that looks like a circuit breaker in your panel. So you may one of these all ready but the warranty is very limited.
There is an Eaton "Class 2" protector that has much higher protection capacity than the circuit breaker like device. On paper, the warranty looks much better. It that can be installed by companies like Pikes electric for about the same price as the SECO protector
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Final Week! Whole Home Surge Protection Special Pricing
The SECO device is 'Class 1" designed to protect from surges on the power line, the warranty excludes most everything in the home.
For maximum protection, it's recommended to use local protectors for expensive devices like garage door openers, fridge, microwave, dishwasher, stove, HVAC, SPA, TV, WIFI, etc.
If you're a belt and suspenders person, you can use any combination or all for more protection.