[retiredguy123]

Originally Posted by ronda

You are 1/2 right

Here is the deal. There are 2 different threats. 1) Lightning strikes that damage the physical structure of your home 2) Ground lightening that causes surges in the electrical system and can damage anything that's plugged in.

The surge protecter will do nothing for 1), but is designed to mitigate 2). Obviously, nothing is 100%, but I think the surge protector is worth the money. It also comes with a warranty, that if you have a surge that damages something electrical in your house, you can make a claim for reimbursement.

So, Yes I have the surge protector, and also have protectors that I plug into the outlets. Double protected.

I would suggest that you read the SECO warranty online, especially the exclusions clause. It covers almost nothing.