Talk of The Villages Florida - View Single Post - Outrageous Insurance $$$ in Florida
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Old 06-29-2024, 02:53 PM
Pairadocs Pairadocs is offline
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Originally Posted by phylt View Post
We've been Progressive customers for 6+ years - car, home, golf cart. Of course every renewal period costs UP. We got a new car and sold our old one. Our car insurance went from $1250 year to $2100. Outrageous - we drive under 5K miles per year with a PERFECT record. No claims and credit rating is 840.

So, we will shop around next week. We'd like to actually GO to insurance offices around The Villages, rather than phone or on-line. Went to Villages Insurance a couple years ago to get rates from them and no better than Progressive at the time.

Suggestions?
Same story, never an auto or home claim, got new roof and progressive raised even MORE than their usual 25-30% standard raise every billing. Drive auto less than 5K a year, perfect credit no debts of any kind, and it still keeps going sky high. Even tried the Villages Insurance broker, they couldn't find any relief. Tried "Kin" broker who advertises so often, same as all the others, bait and switch, VERY attractive premiums and in 6 months, they make up for it. For home, GREAT RATE, half of our premium, but we didn't "bite". Brother in law did, switched for their low rate. Next annual period when they expected the same bill, no, it had more than doubled and it was more than the premium we felt was unrealistically priced by Progressive. Now B.I.L. can't go BACK to their previous carried as switching constantly causes rates to go even higher. So, if YOU find any actual worthwhile answers to this "problem", let all of us know on this blog site ! Seems in a free market economy, just like pharmaceutical companies, profit is the motive, not being "good" to people. Insurance is like a casino and the house does NOT want to loose ! We are living in a world where rebuilding from devastation is extremely expensive and materials and labor scarce; while, tornadoes, hurricanes, floods, and hail continue. I don't see an end to insurance rates taking a large portion of a an income. Hope I'm wrong !