My wife and I were traveling out of the country not on a cruise ship. However the circumstances are handled similarly. When we booked our air fare we were able to buy travel insurance through AIG. Best investment ever. My wife got sick and ended up in a foreign hospital for 4 days. We had $10k in medical coverage for whatever wasn’t covered by our health insurance, plus it covered all my meals and hotels while I waited for her to be able to travel. Once she could travel it paid for us to get back to the US. Keep in mind Medicare will not cover you out of the country. Your supplemental healthcare coverage is what you will use. ( make sure yours does) I had to pay out of pocket and fill out a LOT of forms to get reimbursed by the insurance company . It took many months to get it resolved but we got every dime back. Get travel insurance and make sure that it will also cover to transport someone if deceased. That’s really expensive!
|