Quote:
Originally Posted by retiredguy123
If you have less than 4 employees, workers compensation insurance is not required, but that doesn't mean they can't sue you. It really doesn't matter what type of work they do, they can still get hurt. I wouldn't hire a high school student, who I don't know, to do anything. It's not worth the risk.
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Workers compensation INSURANCE is not required if an employer has less than four employees. But the employer is still responsible for paying workers compensation. In effect, the employer is self insured.