Quote:
Originally Posted by bsloan1960
I'm amused at people's misdirected irritation with SS and pensions. If you work for a living you pay a TAX on every paycheck- that TAX is called Social Security. Over your working life you pay in Much More than you collect in retirement. Now, as for pensions. Pensions are offered by employers to make their jobs more attractive to workers and as an incentive to stay at that job long term. Most pensions are self-funded (from My Pay Check), as well as an employers contributions over time.
In my particular case, my Social Security and Pension combined provide me with less than Half of what I was paid while working. I just realized I'm wasting my time explaining what should be common sense to someone addicted to criticizing people, and in this case criticizing people living on money that They Earned- who, like everyone else, including the criticizer, want the most value for their money.
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So many people are just rude, crude, and.or completely self-absorbed. It's an unfortunate part of "human nature". Many, certainly not all, become even more critical, unaware, or even down right nasty, as they continue to age. Why ? Who knows ? My parents always said, "it doesn't cost one cent more to say something nice or give a compliment, than to say something cruel, nasty, or self-serving. Personally, I think the whole specter of internet "communication" has done much to enrich our culture, but has also really encouraged the dark side of the personality of so many... wishing people to "die", to commit suicide, some just showing envy, some showing such a huge lack of understanding of others.... it goes on an on. To not understand that many folks have only the income from S.S., and THANK YOU for pointing out that S.S. simply money people EARNED that was forcefully taken from them with the promise to "give it back later when you are retired". In many ways, it's a means of telling people they are not capable of saving and investing for their own future, so, for a "fee", the government will do this for them. The thinking there is; many people are not capable, or motivated, to save for their own future, so it's necessary to make saving mandatory. Just not necessary to make disparaging remarks about people who are now struggling financially. And thank you for pointing out a "pension" (in most cases) is also money people earn but chose not to take in the hope that it will multiply to a greater amount in the future.